Comenity Credit Cards Can Be Settled For Less
Comenity Bank is mostly known for servicing credit cards for stores and other outlets, not for their own branded cards, or retail bank locations. As you will see from the list below, they are the bank...
View ArticleStruggling To Repay Your OnDeck Capital Business Loan?
OnDeck Capital has traditionally provided small business loans to companies that major banks would not lend to. The loans through OnDeck range in size, but can reach up to $250,000. If you are having a...
View ArticleDebt Settlement Success Often Depends On This One Priority
I often say that there are only 2 main ingredients to debt settlement success. Those are resources and timing. Resources means money you have to pay a settlement. Timing means your account is past due...
View ArticleRole Reversal: How to Cope with Financially Unstable Parents (part 1)
How old were you when you realized your parents struggled with money? I was five: crouched on the top stair, listening once again to my parents fighting downstairs. My mom wanted to know where all my...
View ArticleRole Reversal: Ways to Care for Financially Unstable Parents (part 2)
In the previous article in this series, I talk about some preliminary questions to ask yourself before you decide to help your parents financially. Stepping into a caretaking role for your...
View ArticleIs Anxious Attachment Hurting Your Relationship with Money?
I was $33,000 in debt by the time I turned 22. This wasn’t the sympathetic, socially-justifiable student loan kind of debt. This was $33,000 of credit card debt, accrued over a 9-month,...
View ArticleDebt Collectors Calling? Don’t Make This Mistake
One morning I switched my phone into Do Not Disturb mode, and kept it that way for two years. At that point I had many unheard voicemails. I’d stopped listening to them because they all said the same...
View ArticleA Super Fast Way to Boost Your Credit Score
Paying down your credit cards and letting your credit mature are guaranteed to raise your credit score. But the boosting benefits can feel painfully slow. Five years ago, my credit score hung at 550...
View ArticleSecured Credit Cards Can Increase Credit Scores
In a previous article I shared how you can boost your credit score up to 90 points in 90 days by becoming an authorized user. While this method is hands down the fastest way to raise your score, it’s...
View ArticleBeware FICO Credit Score Estimators
Three years ago when I was at the start of my credit repair journey, I obsessively tracked my FICO credit score using free apps like Credit Karma. I’d been on a hardship payment plan for my credit...
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